How commercial financing actually works, in plain English. What lenders look at, what the requirements really are, and how to tell before you apply whether a deal is likely to fund. Equipment finance, working capital, SBA, and the underwriting behind all of it.
Around 600 FICO is the practical entry point for established businesses, 700+ for startups. But the score alone rarely decides it. What else underwriting weighs, and what to do if you are below the line.
Read the guide →Yes, but selectively. 700+ personal credit, verifiable industry experience, capital left after the purchase, and equipment that holds value. Why the bar sits there, and how to close the gap.
Read the guide →Our qualification guidelines lay out what we look at for both established businesses and startups.