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Five West Financial
Industries · Commercial

Auto repair equipment financing.

A bay that isn’t working isn’t earning. We finance the lifts, diagnostics, and shop equipment that keep cars moving through — for independent shops, franchises, and specialty builders.

$5K–$5M+
Funded per deal
84 mo
Max terms on qualifying deals
1–2 hrs
Typical response time
600+
FICO on many programs
What we finance

Auto repair equipment we fund.

Two-post & four-post lifts
Alignment systems
Tire changers & balancers
Diagnostic scan tools
Paint booths & prep stations
Air compressors & shop utilities
Frame machines
Shop buildouts & expansion
The kind of deal we fund
$45,000

Two lifts and an alignment system for an independent shop — approved in hours, one monthly payment.

Representative example for illustration only — not an actual transaction, offer, or commitment to finance.

Common questions

Answers before you apply.

Do you finance used shop equipment?

Yes. New and used both qualify, including private-party purchases of lifts, booths, and frame machines.

Can I finance a whole shop buildout?

Yes. Multi-bay buildouts and expansions can be financed as one project, soft costs included where they qualify.

What credit profile is typically required?

Many established-business programs start around a 600 FICO, with time in business, shop cash flow, and the equipment itself all factored in. Lifts and alignment systems hold value well, so strong equipment, a down payment, or a qualified co-guarantor can carry a file that is lighter in other areas.

One application. Options that fit.

Apply once and we match you with a dedicated funding professional who manages your deal from application to funding.

Apply now