Construction equipment financing.
When the next job needs iron you do not have, speed matters. We finance new and used construction equipment from dealers, auctions, and private sellers — including the Craigslist and Facebook Marketplace deals most lenders will not touch.
Construction equipment we fund.
Used mini excavator with attachments from a private seller — the kind of deal most lenders won't touch.
Representative example for illustration only — not an actual transaction, offer, or commitment to finance.
Answers before you apply.
Will you finance a private-party or auction purchase?
Yes — dealers, auctions, and private sellers all work, including the Craigslist and Facebook Marketplace deals most lenders won't touch.
How fast can a deal move?
Responses typically come within 1–2 business hours, with approvals in hours and funding in days on qualifying deals.
What credit and time in business do you look for?
Many established-business programs start around a 600 FICO with two or more years of operating history. Because construction equipment holds value and remarkets well, a strong machine, a meaningful down payment, or a qualified co-guarantor can carry a file that is lighter in other areas.
Unsure about your options?
Schedule a free call with one of our funding experts. We’ll talk through your deal, answer your questions, and lay out exactly what fits — no obligation, no pressure.