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Vendor partnersYour buyer wants the equipment. Financing is how it closes.
Five West Financial builds financing programs for equipment manufacturers, dealers, and resellers, at three levels of commitment. Refer a customer with zero setup, put your logo on our tools, or run a full private-label program under your own brand. We handle the credit, the paperwork, and the funding either way.
Every deal, every stage, on your phone.
Partners on a Five West program get a sign-in to the Vendor Portal: your customers' financing from application to funding, payment estimates for the next sale, and a quick app your reps can send from the lot.
Live deal tracking
Every deal you have sent us, its stage in plain words (Approved, Out for signature, Funded), what happens next and whose move it is, and the Five West rep on it with a Call button.
Your numbers
Applications and fundings this month, quarter and year against the last, closing rate, average deal size, and what is open right now.
Quote Builder
Monthly payment estimates for any equipment cost in seconds, $1 buyout or FMV lease, Section 179 savings, and the math on a promotional rate. Copy the estimate straight into a text to the customer.
Submit App
One short screen: the customer, the equipment, the cost. We take it from there; once the file is set up, it shows under Open deals.
What changed
A deal funded, documents out for signature, signed documents back: the bell shows what moved since you last looked.
Your whole team
Your logo in the header. Executives see every deal on the account; each salesperson sees the deals they are on.
Screens show an example account. The businesses, people and deals are made up.
Three ways to work with us.
Every vendor sells differently. A manufacturer running national trade shows does not need the same program as a two-location dealer. Pick the tier that matches the volume you already do, and move up when it makes sense.
All of these programs come at zero cost to you. No setup fee, no monthly fee, nothing to buy — depending on the tier, we ask for a certain amount of application volume instead.
Private Label
More setup, huge payoff.
Your finance program, under your brand. Built from the ground up and wired into the systems your sales team already uses.
- Build customer finance programs from the ground up
- CRM integration
- Vendor Portal for live deal tracking
- Daily pipeline report email updates
- Dedicated finance phone line
- Dedicated finance support email
- Online customer app with a custom URL
- Annual sales meeting sponsorships
- In-person trade show and event support
- Payments integrated into your existing quoting software
- Website re-design support
- 100% funding upfront on orders
- 90 day trial period
- $500k minimum monthly application volume
- Vendor program agreement between Five West and the dealer or manufacturer partner
Co-Branded
Easy setup, big payoff.
Your logo on our tools. Your customers get a financing page and a payment calculator that look like yours, and you build none of it.
- Co-branded payment calculator
- Co-branded online website, with no setup on your end
- Add the Five West apply-online link to your website
- Continued training and support
- 100% funding upfront on orders
- Work with a dedicated finance rep
- 90 day trial period
- Minimal setup: your logo, time to train your sales team, and a quick guide on adding the apply-online button to your site
- $100k minimum monthly application volume
- 1 deal funded per quarter
3rd Party Financing
No setup, instant upside.
Nothing to build and nothing to sign. Send us the customer and we take it from there.
- Offer finance options to a wide variety of clients through a single point of contact
- Give your customers competitive terms and world-class service whenever they need financing
- Work with a dedicated finance rep
- Zero setup. Start referring customers to support@fivewestfinancial.com, or contact us and we will assign you a named point of contact to send them to instead
- $0 minimum monthly volume
“Coming together is a beginning; keeping together is progress; working together is success.”
Approvals that keep up with the sale.
A financing partner is only worth having if the answer arrives while the customer is still interested. Two things make that possible.
Answers in hours, not weeks.
Most submissions get a first response within one business hour, and approvals on clean equipment finance and working capital files can come back in as little as 30 minutes. Applications use a soft credit inquiry, so your customer can find out where they stand without a hit to their score.
Two funding paths, one submission.
Every submission is matched to the program that fits. Transactions where pricing is the priority go to the program that prices sharpest. Transactions that need speed, certainty, or a structure a bank program will not accommodate can be approved and funded through our own direct lending program. Fewer files dead-end on your sales floor.
The equipment your customers are buying.
If it is tangible business equipment and the buyer is an operating company, it is usually financeable. New, used, refurbished, dealer and private-party, titled and non-titled. These are the categories we fund most.
Construction
Excavators, loaders, dozers, skid steers, attachments
Commercial trucking
Class 8 tractors, box trucks, trailers, vocational bodies
Material handling
Forklifts, reach trucks, racking, conveyors, dock equipment
Machine tools
CNC machining centers, lathes, press brakes, EDM, grinders
Manufacturing
Production lines, robotics, automation cells, tooling
Packaging
Fillers, labelers, cartoners, palletizers, complete lines
Auto repair
Lifts, alignment racks, tire machines, diagnostics, paint booths
Commercial laundry
Washers, dryers, vended equipment, payment systems
Landscaping & forestry
Mowers, chippers, stump grinders, mulchers, log loaders
Medical & practiceDental
Chairs, CBCT, CAD/CAM, intraoral scanners, sterilization
Imaging
MRI, CT, ultrasound, C-arms, refurbished systems
Vision
Exam lanes, OCT, edgers, autorefractors, frame inventory
Chiropractic
Tables, spinal decompression, Class IV lasers, digital X-ray
TechnologyIT hardware
Servers, workstations, networking, storage, phone systems
Software
Off-the-shelf licenses, implementation, multi-year build-outs
Audio visual
LED walls, line arrays, stage lighting, broadcast, install packages
Drones
UAV platforms, LiDAR and mapping payloads, thermal cameras
Public & institutionalState & local government
Fire apparatus, public safety, public works, school buses
Non-profits
Fleet vehicles, AV and worship tech, kitchen, IT, facility upgrades
What your customers get.
Available structures vary by transaction, credit profile, and program. These are the tools most often used to get a vendor deal across the line.
Four steps from first call to first funded deal.
Tell us how you sell
Equipment, typical ticket, customer profile, and where financing currently loses you deals.
We build the program
Co-branded apply page, payment tools, and the structures that fit your equipment and buyers.
Train the reps
A short session so your team can raise financing confidently and hand off cleanly.
Submit and fund
Your customer applies, we underwrite and approve the file, and you get paid on funding.
Who this works best for
Vendor programs run best where the equipment carries a real ticket, the buyer is an operating business, and the purchase is tied to capacity or revenue. Most transactions we fund sit with established companies, generally two or more years in business. Select programs exist for experienced operators launching a new venture with strong personal credit and working capital behind them. We tell you early when a deal will not work, rather than sitting on a file for a week to say no.
For dealers weighing a program.
Let's see what a program would look like.
Fifteen minutes on the phone is usually enough to tell which tier fits, and whether this is worth building for your business.