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Five West Financial

  • Your Partner in Progress

    Secure the capital you need to scale, invest, and thrive.

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Equipment Finance

Upgrade your operations with tailored equipment financing solutions designed to keep your business competitive and efficient. From heavy machinery to cutting-edge technology, we provide flexible financing terms, fast approvals, and options for businesses of all credit types.


Working Capital

Access working capital  to cover day-to-day operations, expand your business, or seize new opportunities. Whether you need funds for payroll, inventory, or unexpected expenses, we offer streamlined solutions to keep your business moving forward.


Business Financing

Secure the funding you need with Small Business Administration (SBA) loans. Perfect for startups and growing businesses, SBA loans provide low rates, longer repayment terms, and higher borrowing amounts to support your business goals.  


500+ Vendor Partnerships

200MM+ Application Volume

Nationwide & International Coverage


Manufacturing
Material Handling
Medical
Machine Tools
Office Technology
Construction

"Relationships are the 
​only things that matter"

​- Jerry Weintraub 

What Makes Us Different? 

We’re not a big bank, and that’s a good thing. When you call Five West Financial, you get real people who understand your business—not automated menus or endless hold times.


We eliminate the usual banking headaches to get you the capital you need without the hassle. Whether you have strong financials or had a few bumps in the road, we leverage our wide network of resources to find the best solution for you.


At Five West Financial, you’re not just another application—you’re a business we believe in. We’re here for the long haul, not just to process transactions but to help you grow. When you need a financing partner who actually picks up the phone, knows your name, and cares about your success, we’re ready to help.


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Frequently Asked Questions

What can I finance?

Five West Financial finances a broad range of new or used equipment and technology for commercial use including: computer hardware and software, office furniture, industrial equipment, commercial vehicles, medical equipment and more. We also offer Working Capital and SBA loans for nearly any business purpose.

What terms are available?

Five West Financial offers Equipment leasing and financing agreements with terms up to 84 months. We also offer a variety of Working Capital and Business Line of Credit options with terms from 12 to 120 months. 

What information will I need to provide on the credit application?

The credit application will list all of the items that you need to provide including the following: information about the vendor or equipment supplier and your general business information including legal business name and address, contact name for the person executing the lease, guarantor/owner information, estimated equipment cost or total estimated finance amount, and the equipment location. 

What factors are used to determine credit worthiness?

The length of time in business, bank and financing references, business and credit bureau ratings are all used in the decisioning process. In order to offer the best products to our customers and offer processing efficiency, Five West Financial utilizes numerous third-party databases to acquire sufficient credit information during the application process.

What's the Interest Rate?

Interest Rates are based on a combination of overall credit quality and the current market's Prime Lending Rate which represents what most banks are providing to their most creditworthy customers - Our Rates at Five West Financial are consistently at or below prime alongside additional options for Non-Traditional Credit Profiles so you can be confident in securing funding without compromise. 

Is a personal guaranty required?

Personal guarantors are typically not required with 7+ years time in business and comparable business borrowing history.